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  • Why as a business owner do you need Critical insurance?
  • Why do you and your family need Critical insurance ?
““My girlfriend had an experience where she collected $250,000 when she had a heart attack at the age of 52. And I saw first hand how costs pile up (especially specialized medications) the money allowed her to focus on recovery, which took about a year. She was under no pressure to get back to work and this is the reason why I decided to get my own CI insurance.””
Rick B.
Self Employed


“I wanted to protect myself in case of a critical illness. I hear people coming into store and saying how tough things can be when there is no money coming in. I see many cancer survivors and this prompted me to get the insurance.”
Geogina G.
Small Business Owner of a Wig Store.


“I heard about it and thought it was a good idea to protect myself and my family. I found criticalinsurance.com very well informed. I took it so that if was unable to work or something bad happened I will have some money coming in.”
Dawn P.
Single Mom.


Get up to $2 Million tax free if you get sick and all your money back if you stay healthy
  Heart Attack Bypass Surgery Multiple Sclerosis
  Cancer Alzheimer's Kidney Failure
  Stroke Parkinson's See full list





  • Protect yourself financially against these critical illnesses with a policy that pays you a lump sum of up to $2 Million, tax- free, upon diagnosis.
  • Use the money as you wish: pay off debts, stop working, take a long vacation, early retirement - it's up to you.
  • Critical Illness policies are guaranteed by the largest insurance companies in Canada.
  • Here's the best part: if you stay healthy, you can get back every dollar of premium paid, in full.
If you die of any cause that isn't covered, all premiums paid are returned to your estate

  • Are you busy and successful?
  • What are the chances of a Critical Illness affecting you?
  • Who will be financially responsible for you?
  • Paid a tax free lump sum up to $2 M after diagnosis
  • Money back guarantee, if you stay healthy
  • All your money back if you die of another cause
  • You can use the money for what ever you need
  • We don’t plan to get sick
  • You might not qualify in the future
  • Prices will rise and the benefits will come down
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